Secure and optimize every transaction
Why rethink your payment integration
Payment is often the neglected part of e-commerce projects — until the numbers speak:
PSP: solution comparison
We are Adyen and Stripe experts. Here is our field analysis of leading PSPs:
Adyen (Expert)
- Acquirer + PSP in a single contract
- Intelligent multi-acquirer routing
- Advanced ML risk engine
- Unified payment terminal (POS)
- Native Apple Pay, Google Pay
- Opaque pricing (interchange++)
- Dashboard less intuitive than Stripe
- Paid premium technical support
Stripe (Expert)
- Exceptional DX (API, SDK, docs)
- Pre-built Stripe Elements / Checkout
- Stripe Connect for marketplaces
- Billing for subscriptions
- Radar (ML anti-fraud)
- Not a direct acquirer (relies on partners)
- Fixed pricing (no interchange negotiation)
- Less suited for in-store payments
Checkout.com
- High-performing European acquirer
- Modern and well-documented API
- Competitive interchange++ pricing
- Extensive local acquisition network
- Less rich ecosystem than Stripe
- Fewer third-party e-commerce plugins
- Less responsive support
Mollie
- Very fast setup
- Intuitive interface
- Native European payment methods (iDEAL, Bancontact)
- Transparent and competitive pricing
- Fewer enterprise features
- Basic anti-fraud
- No multi-acquirer routing
No technology dogma. We recommend the solution best suited to your context, constraints and ambitions. Every choice is documented and justified.
End-to-end support, phase by phase
Each phase produces concrete deliverables. You maintain visibility and control at every step.
Payment & checkout audit
Analyze your current payment tunnel: acceptance rate, abandonment rate, fraud, processing costs. Identify friction points and optimization opportunities.
- Checkout funnel analysis (abandonment rate by step, device, country)
- Acceptance rate audit by issuer and card type
- Processing cost analysis (interchange, scheme fees, PSP fees)
- Fraud risk and current filtering rules assessment
- PCI DSS compliance audit (scope, SAQ, compensating controls)
- PSP benchmark (Adyen, Stripe, Checkout.com, Mollie)
- Recommendation report with quantified business case
Payment architecture & design
Design the target payment architecture: PSP integration, multi-currency management, payment method orchestration, anti-fraud strategy.
- Target payment architecture (authorization, capture, refund flows)
- Optimized checkout design (conversion-first, mobile-first)
- PSP integration specifications (API, webhooks, tokenization)
- Multi-currency and multi-payment method strategy
- Anti-fraud rules design (risk scoring, dynamic 3DS)
- PCI DSS compliance plan (scope reduction via tokenization)
- Reporting and reconciliation specifications
Integration & PCI DSS certification
Implement the PSP integration, develop the optimized checkout, configure anti-fraud rules, achieve PCI DSS compliance. Load testing and validation with acquirers.
- PSP integration (Adyen / Stripe) — API, webhooks, tokenization
- Optimized checkout development (Drop-in or Components)
- Apple Pay, Google Pay, PayPal, Klarna configuration if applicable
- Dynamic 3D Secure 2 implementation (SCA exemptions)
- Anti-fraud rules and risk scoring configuration
- End-to-end testing by currency, country, payment method
- PCI DSS compliance — SAQ A or SAQ A-EP based on scope
- Technical documentation and payment runbook
Go-live & continuous optimization
Deploy to production, monitor payment KPIs, continuously optimize acceptance rate and fraud detection.
- Supervised production launch (war room, enhanced monitoring)
- Real-time payment KPI monitoring (acceptance rate, fraud, declines)
- Financial reconciliation dashboards (PSP vs accounting)
- Continuous anti-fraud rules optimization (monthly review)
- Checkout A/B testing (payment methods, UX, 3DS flow)
- Monthly payment performance reporting + updated business case
- Regulatory watch (PSD2, SCA, PCI DSS v4)
What you concretely gain
Expected results
Acceptance rate increased by 5 to 15%
Guaranteed PCI DSS compliance
Fraud reduced by 40 to 60%
Acceptance rate increased by 5 to 15%
Intelligent routing, retry logic, SCA exemptions, network tokenization — every acceptance rate point gained represents recovered revenue.
Guaranteed PCI DSS compliance
PCI scope reduction via tokenization, no card data on your servers. SAQ A or SAQ A-EP validated — legal obligation met, risk eliminated.
Fraud reduced by 40 to 60%
ML risk scoring, dynamic 3DS, velocity checks, device fingerprinting — intelligent detection that blocks fraud without blocking legitimate customers.
Optimized checkout conversion
One-click checkout (Apple Pay, Google Pay), secure card memorization, mobile-first UX — every friction removed translates to additional conversions.
Optimized processing costs
Intelligent routing to the cheapest acquirer, interchange negotiation, scheme fees analysis — 10 to 20% savings on your payment costs.
Multi-currency and multi-market
Local payment methods per market (iDEAL, Bancontact, Alipay), local currency pricing, local acquirers — native payment experience on every market.
They trusted us with this type of engagement
Christian Louboutin
Adyen integration with Apple Pay, Google Pay and multi-currency payments. PCI DSS compliance on Azure cloud infrastructure. Checkout conversion optimization (+12% acceptance rate).
Kering — Boucheron
Multi-market payment architecture (WW & APAC). PSP integration with exotic currency management, local payment methods (Alipay, WeChat Pay) and multi-zone PCI DSS compliance.
Your questions, our answers
01 Adyen or Stripe: how to choose?
02 How to reduce PCI DSS scope?
03 What is dynamic 3D Secure?
04 How to optimize the acceptance rate?
05 How much does a PSP integration cost?
Ready to optimize your payment tunnel?
Free 30-minute initial diagnostic. We analyze your current checkout and identify conversion levers — no commitment.